Columbia, SC Real Estate

Need a Professional Realtor for Greater Columbia?
Contact Mel Coker - A life-long resident of the Columbia area
CLICK for my brochure

Best Mortgage Calculator

My wife and I have a 15-year mortgage.  As of this month, we have made 103 payments.   Now, we're wanting to make a few periodic payments to pay off our mortgage early (not a higher monthly payment from here on out, but probably 2 fairly large pre-payments over the next year.  How will this impact our mortgage amortization schedule?

Using the following link, this is easy to calculate with the great extra payment mortgage calculator at Mortgage-X.com .  The calculator lets you determine monthly mortgage payments (basic amortization schedule), find out how your monthly, yearly, or one-time pre-payments influence the loan term and the interest paid over the life of the loan, and see complete amortization schedules.  This is really cool!

http://mortgage-x.com/calculators/extra_payment_calculator.asp

Use it and mark it as a "Favorite".  You will likely want to come back to this great amortization calculator!

Over the past 8 1/2 years we have not made any pre-payments.  But, by making my anticipated 2 large prepayments over the next year, I will save $15,499 in interest charges and pay off my loan 4 years and 2 months earlier!   Use this calculator in helping make smart financial decisions!

Mel Coker
Columbia, SC real estate
RE/MAX Metro Associates
(803) 223-6214

Your Home: March 2011

A NEW monthly newsletter from Mel Coker!

CLICK HERE for YOUR HOME - March 2011
Smart Security, The Numbers Game (Home Values), Curb Appeal

Mel Coker

Columbia, SC Realtor

RE/MAX Metro Associates

(803) 388-8011

QR codes: More information from Mel Coker

A little more QR code information from Mel Coker & A Contest



Mel's QR code (above)

 This is the post where I will present a little more QR code information and invite you to learn and win.   Winning a surprise gift from Mel Coker has never been so easy and educational!   Learn about QR codes and then get your QR reader for your smartphone.  QR codes are coming and I've got 'em for Columbia real estate!

I'm on the leading edge for using these new technology "enhanced bar codes" in marketing my real estate listings for Columbia.   It's a bonus for buyers and sellers.  When you're ready to BUY or SELL and want the most in professionalism and technology, call Mel Coker.  Call (803) 388-8011.

CLICK: View my latest QR code marketing brochure

CLICK:  Scan it!  Bringing Mobile Marketing Technology to Real Estate

Now...  get a QR reader app for your smartphone (like QuickMark for the iPhone) and start scanning.  Scan this image below to earn your free gift from Mel Coker.  Get to the right Internet page and you'll see what you win, what you will be eligible to win and the short list of rules/restrictions.  It's EASY and you'll have fun learning how to scan a QR code!

Scan this QR code
Get Your QR reader app





Mel Coker

Columbia's Technology Realtor (exclusive CyberStars Realtor)

Columbia, SC Real Estate

RE/MAX Metro Associate

Each office is independently owned & operated

(803) 223-6214

Considering a Home Purchase? In Greater Columbia, Call Mel Coker

NOW is the time to BUY a home in Columbia!
I sell Columbia, Fort Jackson area, Chapin, Irmo, Lake Murray, Lexington, West Columbia.
When you're ready to BUY, contact Mel Coker:
Google Voice Number: (803) 388-8011
email:  melcoker at remax.net
Internet:  Columbia, SC Real Estate



32 Homes SOLD in 2010!  I'm ready to assist you NOW.  Please call or email Mel Coker.

Home Buying Time in Columbia, SC

NOW is the time to BUY:  Really Low Mortgage Rates are Available

Mortgage interest rates are below 5%!  In fact, the other day I called and found a 30 year fixed rate at 4.5%.  Here are some numbers to show how significant savings can be with the current really low mortgage rates, assuming a $150,000 mortgage for 30 years:

6% mortgage - historically a low/competive mortgage rate.
Per month for principal and interest = $899.33 per month

4.5% mortgage -  A GREAT rate in June 2010!
Per month for principal and interest = $760.03 per month

The Savings:
SAVE $139.30 per month (a savings of 15.4% per month)
SAVE $50,148 over the 30 year mortgage

CLICK HERE: Mel's Recommended Mortgage Professionals in Columbia, SC

When you are ready to buy a home in Columbia, South Carolina (including Irmo, Chapin, Lexington, Lake Murray, Northeast Columbia, Southeast Columbia), be sure to call Mel Coker.

Call Mel Coker at (803) 388-8011.

Mel Coker
Realtor, CRS, ABR, GRI, e-PRO
http://www.melcoker.com/

Mel's OPEN HOUSE Weekend

TWO Open Homes To View This Weekend!

Please stop by and see these beautiful homes.  Both are priced right to sell NOW!  One home is in Northeast Columbia and one is in West Columbia (between West Columbia and Lexington).

Call me if you have any questions.  Mel Coker (803) 318-2007

Open House: Saturday, May 22nd from 1:00 p.m. - 4:00 p.m.
404 Upland Trail / Elgin
Greenhill Parish Subdivision
Directions: I-20 East; exit 82, left on Spears Creek Church Road; turn right into Greenhill Parish S/d app. 2 miles on right; right at traffic circle; right at clubhouse on Upland Trail Road
All brick home; 6 bedrooms, 4 1/2 bathroom; app. 3844 square feet; hardwoods throughout entire home; and much more.  Be sure to stop by the Potluck Picnic at the community pool.
Click: Home Virtual Tour

Open House: Sunday, May 23rd from 1:00 p.m. - 4:00 p.m.
206 Holly Ridge Lane / West Columbia
Quail Hollow Subdivision
Directions: from I-26, take exit 110 (U.S. 378 West); turn right on Fairlane Drive; at 4-way stop sign, continue straight on Pine Lake Drive; turn left on Holly Ridge Lane.
4 bedrooms, 3 1/2 bathrooms; app. 4109 square feet; expansive (21x22) executive study with fireplace; rec room in basement; 20x40 gunite pool and spa; and much more.
Click: Home Virtual Tour

Buying a home in Columbia, SC?

Time is running out for the Federal Tax Credit!  You may be eligible for a $8000 or $6500 tax credit if you write a contract by April 30th and close by June 30th.  So, you need to move quickly!

CLICK HERE to read all about the Federal Tax Credits

Now really is a time to buy a home... it's a BUYER'S market!  Low interest rates, home prices that have stablized and have fallen in some cases and an excellent inventory of available homes all combine to make this a really great time to buy a home.

Mel' Coker's SPECIAL QR eCOUPON:  Looking to buy a home by June 30th?  Scan the special QR code below:
(get a QR code reader for your smartphone, like QuickMark, or get someone to scan the code for you).

Mel Coker
Realtor, CRS, ABR, GRI, e-PRO
RE/MAX Metro Associates
Columbia, SC
(803) 388-8011

Is My Home Priced to Sell?

Columbia, SC Real Estate Tip: Pricing Your Home For Sale in a Buyer's Market

It's still a tough market out there to sell your home. Read my new brochure for tips on getting your home sold. If you need a FREE market analysis, be sure to contact Mel Coker at (803) 388-8011.

CLICK TO READ/PRINT MY BROCHURE

Mel Coker
Realtor, CRS, ABR, GRI, SRES, e-Pro
RE/MAX Metro Associates
Columbia, SC
(803) 388-8011
MelCoker.com

Is My Home Ready To Sell?

Columbia SC Real Estate Tip:  Is My Home Ready to Sell?

It's still a tough market out there to sell your home.  Read my new brochure for tips on getting your home sold.  If you need a FREE market analysis, be sure to contact Mel Coker at (803) 388-8011.

Click to Read/Print the Brochure: Is My Home Ready To Sell?

Call Mel Coker (803) 388-8011

Irmo Area Home For Sale

For Sale in Popular Belfair Subdivision

I have a NEW listing in Belfair Subdivision. It really is priced to sell quickly. This beautiful home is all brick construction and was custom built by a local builder. As built, there were many custom features and the current owner has added many nice upgrades and features. The asking price is $290,000.

For more information and pictures, visit one of my virtual tours listed below. For a showing appointment, call Mel Coker at (803) 318-2007.

Virtual Tour Website for 103 Belfair Road
RealBird Virtual Tour

HouseLogic: New Website for Your Home

HouseLogic: Information and Tools to Protect, Maintain and Increase the Value of Your Home

I have a new relationship through the National Association of Realtors (NAR) that allows me to bring new content to my blog and website. This content is from the NEW HouseLogic.com website. Periodically, I will post new content to my blog. The material offers information related to appliances, home maintenance, kitchens, remodeling projects, mortgage and much more. You can visit the website and sign up for a free HouseLogic account with access to your own electronic binder.

	Essential Heating System Maintenance Getting your home’s heating system professionally serviced every year will keep it running smoothly and help keep heating costs under control. Read
	Save Money With an Insulation Upgrade Beefing up inadequate insulation is one of the quickest energy-payback projects you can do, resulting in lower heating and cooling bills and increased comfort. Read
	Chimney Maintenance for Warmth and Safety Chimney maintenance and a fireplace inspection can make the difference between warm safety and drafty danger. Read
	Cleaning and Caring for Siding The annual cleaning and repair of your home’s siding will pay off in a long life and increased value. Read
	Conduct Your Own Energy Audit A do-it-yourself energy audit can teach you how to be more energy efficient and make you a more-educated consumer should you decide to hire an expert. Read
Visit houselogic.com for more articles like this. © Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

West Columbia Home For Sale - Quail Hollow

Beautiful Home for Sale in Popular Quail Hollow Subdivision

There is not a more convenient location in all of the Greater Columbia area than Quail Hollow!  This home is convenient to everything (within 10 minutes to ALL of this): downtown Columbia, Irmo, Lexington, Riverbanks Zoo, Lexington Medical Center, Intersates 26, 20 and 77, and Columbia Metropolitan Airport.  Also within easy driving is Lake Murray and Fort Jackson. As an added bonus to this friendly neighborhood, residents may choose to join the Quail Hollow Swim & Racquet Club.

This home has approximately 4109 square feet.  Special features include an over-sized executive study, gameroom in the basement, screened porch, private backyard with pool and spa.  Recent upgrades include: all new carpet throughout the home, granite counters in the kitchen and the entire home interior has been repainted.

Priced to sell quickly at $359,900.

More information or schedule an appointment to see this home: Call Mel Coker (803) 318-2007
Virtual tour
Mel's RE/MAX Virtual Tour
Mel's RealBird Virtual Tour

NEW LISTING - Irmo/Dutch Fork area

Home for Sale in Chestnut Hill Plantation

74 Upper Loop Way / Columbia, SC

I have a new listing for sale in the popular Chestnut Hill Plantation subdivision.  The home is in excellent condition and has 4 bedrooms.  Looking for your first home or a move-up home?   NOW is the time to buy with low mortgage interest rates and the extended and expanded Federal Tax Credit.

Chestnut Hill Plantation has excellent amenities for homeowners.   There is a very nice and expansive community park with clubhouse, pool, tennis courts, playground area and access to the Broad River.  There are also miles of walking paths (sidewalks) throughout the community.




CLICK HERE for my virtual tour website

RealBird Virtual Tour

Animoto "Buy a Home" Christmas Card

Mel Coker

(803) 223-6214
www.MelCoker.com