Mel's Columbia, SC Blog

Greater Columbia, Chapin, Irmo, Lexington and Lake Murray.

Sunday, July 27, 2014

Live Happy in Greater Columbia, SC

Do you live in an UNHAPPY CITY?  The U.S. National Bureau of Economic Research just released a study with a listing of the unhappiest metro areas with a population of over one million.   Weather is a big factor in being happy and many of the 10 unhappiest areas have really cold and hard winters.  Another factor for stress in the unhappiest cities are high housing costs.  Some of the cities have severe economic struggles and are losing population.

The Top Ten Unhappiest Metro Areas:
"Top of Rock Cropped" by Dschwen - English Wikipedia.  Used with permission

1. New York, NY
2. Pittsburgh, PA
3. Louisville, KY
4. Milwaukee, WI
5. Detroit, MI
6. Indianapolis, IN
7. St. Louis, MO
8. Las Vegas, NV
9. Buffalo, NY
10. Philadelphia, PA



Mel's suggestion for a HAPPY PLACE TO LIVE:  Greater Columbia, SC
Home on Lake Murray

Friendly people, reasonable home values and taxes, nice weather with mild winters (usually NO snow), highly rated school districts, good employment opportunities, exciting recreational opportunities, beautiful Lake Murray, fun retirement living.

Ready to move?  Contact MEL COKER.
Mel Coker - Realtor, CRS, ABR, GRI, SRES, e-PRO
RE/MAX Real Estate Consultants
(803) 318-2007
Columbia & Lake Murray MLS Search



Tuesday, July 22, 2014

Meet Mel Coker Online - Columbia, SC Real Estate

No, I don't Twit or Tweet, but, I do have a Facebook business page, have EyeJot video email and have two blogs, Instagram and a Youtube Channel.   Additionally, I have several websites for Columbia, Lake Murray and real estate information.  Watch my short video.



Mel Coker
Columbia & Lake Murray Realtor
(803) 318-2007
RE/MAX Real Estate Consultants
Search Lake Murray & Columbia MLS 
Columbia, SC Info  |  Lake Murray Info
MelCoker.comhttp://www.melcoker.com

Friday, June 27, 2014

Contact Columbia & Lake Murray Realtor

Need to contact a professional, friendly and innovative Columbia, SC Realtor?
Contact Mel Coker - a lifelong Columbia area resident and RE/MAX Realtor:


NEWEST & Coolest way to contact Mel - send a video email:
http://www.eyejot.com/users/ColumbiaSC
EYEJOT Video email

Telephone:  (803) 318-2007

email:  melcoker@remax.net

Internet:  MelCoker.com

Columbia / Lake Murray MLS Search:  Mel.BestLakeMurrayHomes.com


I would be pleased to assist you with relocation, buying or selling.


Mel Coker
RE/MAX Real Estate Consultants - Chapin, SC
Click Here for my Resume'

Wednesday, June 25, 2014

For Sale: Century Old Home in Williston, SC

Offered For Sale in Williston, SC:
5403 Springfield Road

There's something about a 100 year old home that a new home can't match. Whether you're attracted to the exterior detailing of a turn-of-the-century home or the unique interior features, new houses can't match the charm or the construction styles of an older house. 

This home was constructed sometime between the 1890's and 1905. The home has extensive updates, but retains the charm of a 110 year old home with features like a parlour room, "wavy" glass windows, Tiger Oak trim finishes, heart pine floors and 8 fireplaces. 

This home has been beautifully restored and updated and features 5 large bedrooms in just over 3200 square feet.  The home is convenient to Aiken (SC) and Augusta (GA).

For complete details, visit my online tour or my Animoto video tour








Marketed by Mel Coker
Realtor, CRS, ABR,GRI,SRES, e-PRO
RE/MAX Real Estate Consultants - Chapin, SC
(803) 318-2007
WEBSITE  (MLS Search)
MelCoker.com
 

Thursday, May 15, 2014

Recommended Online Mortgage Calculator

Best Online Mortgage Calculator?
The BEST online Mortgage Calculator that I know of is linked below. Pull your mortgage info and enter on this calculator to see where you stand.  You will need to know: your mortgage amount, term of loan, interest rate and initial payment date.  It's easy, so try it out.

Best Feature: in addition to a standard feature of allowing extra prepayments starting on a given date, the calculator will also allow for 5 one-time prepayments or annual prepayments. Recommended by Mel Coker!



http://mortgage-x.com/calculators/extra_payment_calculator.asp



Ready to BUY or SELL in Greater Columbia, SC? (including Lexington, Irmo, Chapin, Lake Murray)
Contact Mel Coker at RE/MAX Real Estate Consultants
"Voted Best Realtor by Readers of Lake Murray Life Magazine"
(803) 318-2007
Mel's MLS Search website

Wednesday, May 14, 2014

Select a REALTOR in Columbia, SC


REALTORS® are your community experts.

Buying a home is one of the biggest decisions we make. A REALTOR® can help guide you through the process.  Not everyone that sells real estate is a REALTOR!

Look for the R.
   



Ready to select a real estate agent for buying, selling or relocation assistance?

Realtor ad - circa 1956


Mel Coker IS a Realtor and has been a professional REALTOR every day of his 16 year career.
Click Here:  Not All Real Estate Agents Are the Same!

Mel Coker
Realtor, CRS, ABR, GRI, SRES, e-PRO, MilRES
RE/MAX Real Estate Consultants
(803) 318-2007
Internet - Columbia/Lake Murray MLS Search
Internet - MelCoker.com
email






Wednesday, May 7, 2014

Best Cities for Homeownership in South Carolina

A recently released NerdWallet study found 3 Midlands' area communities among the top ten in South Carolina for best places to buy a home. 
Lexington #4  (average price $169,000)
Irmo #5  (average price $129,000)
Oak Grove #10 (part of West Columbia area - average price $128,000)

The study was based on home availability, affordability and growing population.

CLICK HERE for the NerdWallet study.


Need further information about buying anywhere in Greater Columbia?
Contact Mel Coker at
http://mel.bestlakemurrayhomes.com
RE/MAX Real Estate Consultants.
Telephone:  (803) 318-2007
email:  melcoker@remax.net
MLS Search
Mel Coker's website



Saturday, April 5, 2014

BUYING A Home is The Smart Move!

Paying Rent now?   Probably not best for you financially.


If it seems like rent increases have been unusually high recently, that's because they are.  Recent news reports reflect this:
  • A new report from Trulia shows that the perception of rising rents is more than a feeling among renters; it’s a fact.  Trulia analyzed prices in 25 rental markets in the United States and found an average annual increase of 3.9%.   This figure is a huge increase when compared with inflation or income growth. Generally speaking, incomes are not keeping pace with rent increases, putting renters in an even tighter position.
  • RealFacts found that rents are up nationwide in 39 of the 41 markets they analyzed.
  • Forbes reported reported recently that buying is much more affordable than renting in all of the 100 largest metro areas in the nation. 
  • Mortgage lender Freddie Mac, reported that buying is an average of 41% cheaper than renting nationwide.
  •  Researcher Reis sees apartment rents rising an average of 3.3% in 2014.
  •  An article in THE STATE newspaper in April 2014: "...These are good times for U.S. landlords.  For many tenants, not so much.  With demand for apartments surging, rents are projected to rise for a fifth straight year."

http://mel.bestlakemurrayhomes.com
Call Mel Coker To Defeat the Rent Monster:  (803) 318-2007

REASONS TO QUIT PAYING THE RENT MONSTER:
  • With a fixed rate mortgage, the largest part of your monthly payment (principal and interest) will NEVER go up.  You're locked in!
  • With a down payment, oftentimes your payment to BUY a home is LOWER than a rent payment
  • Pride of Ownership!
  • Deductions on your tax returns for mortgage interest and property taxes effectively further reduces your monthly housing cost payment
  • While rental amounts have continued to go up the past few years, housing prices on average have dropped over the past 5 years or so to make home ownership more affordable
  • You build equity with buying a home - stay in an apartment or rental house for any amount of time and you will walk away with ZERO or NOTHING.  As home prices start to increase and you pay down a mortgage balance, you will build equity in your home!  One day you will OWN your home - it's still the American Dream!
 How to Get Started:

It's easy, contact Mel Coker with RE/MAX Real Estate Consultants.  Mel will help you get started with FREE mortgage pre qualification (a VERY important first step).  Then,  Mel, using your home search criteria, will examine the Multiple Listing Service to find appropriate homes and email to you for review.  Then, the fun part - viewing homes to make you a home owner!  Select a home and with Mel's negoiating skills, get the best price for your NEW or resale home.   Mel will assist you with appropriate home inspections and be with you all the way to the closing table.  

You will be proud to own your home home.

Mel Coker
RE/MAX Real Estate Consultants
(803) 318-2007
SEARCH COLUMBIA MLS